Reconstruction Loan Portfolio (RLP)

The Reconstruction Loan Portfolio (RLP) is a loans portfolio administered by the Receivables Management Office (RMO), Ministry of Finance. This program was established in 1998 under the Homeowner Protection Act to provide financial assistance to eligible owners of homes requiring reconstruction to repair building envelope failure. This loan program was previously administered by the Homeowner Protection Office (HPO), a provincial Crown Corporation that falls under the jurisdiction of the Ministry of Public Safety and Solicitor General. Effective July 31, 2009, the HPO stopped accepting new applications. Effective April 1, 2010, the responsibility for the ongoing management of the Reconstruction Loan Portfolio transferred to the Ministry of Finance.

This change of responsibility does not affect the existing terms of your loan. If your loan was funded by your financial institution you will continue to deal with them regarding the repayment of your loan. If your loan was funded by the HPO, you will now deal with the Receivables Management Office for repayment of your loan.

The Receivables Management Office will be responsible for evaluating all loans prior to the maturity date for renewal consideration.

Changes to banking information regarding loans held by our office can be made by downloading the Application for Personal Pre-Authorized Debit Plan

You may contact the Receivables Management Office
toll-free at 1 877 405-4911,
by fax at 250 356-1090 or
by email at

You may also contact us by mail at:

Reconstruction Loan Portfolio
Receivables Management Office
Ministry of Finance
PO Box 9630 Stn Prov Govt
Victoria BC V8W 9P1

Courier Address:
1802 Douglas Street
Victoria BC V8T 4K6
Please note any in-person deliveries to our Courier Address, other than by courier, are accepted only through the drop box.